COMMERCIAL PROPERTY & BUSINESS

Commercial insurance for owner-operators and small-to-mid businesses

BOP, GL, property, business interruption, professional, cyber — for the businesses behind the buildings.

Business owners policies (BOP), general liability, commercial property, business interruption, workers comp, commercial auto, professional / E&O, and cyber liability — for the operating businesses behind the real estate.

What's in the policy

  • BOP (business owners policy) — bundle GL + property for most small commercial
  • General liability + commercial property + business interruption
  • Workers compensation
  • Commercial auto (fleet or single-vehicle, owned/non-owned)
  • Professional liability / E&O for service businesses
  • Cyber liability where data exposure is real
  • Property managers — specialty E&O for the management work itself
Who it's for: Property managers, real estate brokerages, design-build firms, retail tenants the investor owns, light industrial, professional services.
FAQ

Questions other commercial property operators ask

What's a BOP?
Business Owners Policy — a packaged GL + property + business interruption policy aimed at small commercial. It's almost always cheaper than buying the pieces separately, but only fits if your operations qualify. We'll tell you which carriers' BOPs fit.
Do property managers need their own E&O?
Yes — and most don't have it. Standard GL doesn't cover errors in tenant screening, lease drafting, or rent accounting. A property manager E&O policy does. We write it routinely.

Get a commercial property & business quote

Two-minute form, then a 30-minute review. We'll bring quotes from multiple carriers to the call.

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