We don't pretend to cover everything for everyone. We write deep coverage for real estate investors, the trades that build for them, the commercial property and businesses behind the buildings, and the personal home/auto/umbrella that owner-operators need. That's it.
General liability, workers compensation, commercial auto, inland marine for tools and equipment, surety and license bonds, pollution liability — written by people who run a GC and have actually filed these claims.
Full breakdownDwelling fire (DP-1, DP-2, DP-3), landlord packages, builder's risk for active rehab, vacancy permits, loss-of-rents, multi-property scheduling, umbrella stacking. Built by people who own and operate rentals — Prosperity runs its own portfolio.
Full breakdownBusiness owners policies (BOP), general liability, commercial property, business interruption, workers comp, commercial auto, professional / E&O, and cyber liability — for the operating businesses behind the real estate.
Full breakdownHomeowners, personal auto, and personal umbrella — bundled for investor-operators and contractors who want their own assets covered the same way they cover their business. Renters welcome too.
Full breakdownBundle quotes are part of the deal. Tell us about everything you've got, we'll come back with a coordinated coverage strategy across investments, business, and personal.
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